What is a mutual insurance company? There are a few fundamental differences between a Mutual Insurance Company and Private or Public Insurance Company. We have taken this opportunity to create a beautiful little chart to illustrate the differences 🙂 We love charts!
Over 150 years ago, a group of farmers decided to pool their money together in case any one of them had an emergency with one of their farms. This way, if there was a barn fire, or weather incident, they could cover the cost for any one or more farmers. This is how Halwell Mutual started and we have stayed true to our roots every year along the way, while expanding into home, auto, and commercial insurance.
We are owned by our policyholders and they have the chance to voice their opinions and vote on board membership for the organization at our Annual General Meeting, held every March. Because we are owned by our policyholders, we are motivated to make decisions that are in their best interest 🙂
Halwell is proud to be 100% locally owned and operated.
We are a member of the Ontario Mutual Insurance Association, OMIA, you can visit their website at www.ontariomutuals.com/ and the Farm Mutual Reinsurance Plan, FMRP, you can check out their website here.
If you want to support your local community, have a voice in your insurance, and be treated like an owner, talk to your broker today about using Halwell Mutual Insurance to insure the things you care about. Find a broker here.
Get the coverage you need from one of our licensed representatives.
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