Ontario Mutual Insurance Company (OMIA)

OMIA has a membership primarily composed of purely mutual insurance companies that provide home, auto, business and farm insurance.   Voting members are located in Ontario although services are extended to mutual insurance companies (associate members) in other provinces as well.   OMIA is a trade assocation with a rich history dating back over 125 years.

Farm Mutual Reinsurance Plan Inc. (FMRP)

By pooling their resources in the Farm Mutual Reinsurance Plan (FMRP), small regional insurers operating in rural areas Canada-wide can participate on an equal footing with much larger players in the insurance industry.

The relationship between the FMRP and its members is unique in the industry.   Cost-sharing offers access to a wide range of benefits that would not normally be available to the members as individual companies.

Canadian Association of Mutual Insurance Companies (CAMIC)

CAMIC is a trade association of property and casualty insurance companies formed as mutuals.   Its role is to provide information, research and advocacy to its members in areas of general concern and to negotiate supply agreements for goods and services of common needs. 

Insurance Bureau of Canada (IBC)

IBC is the national industry association representing Canada’s private home, car and business insurers.  Its member companies represent 90% of the property and casualty (P&C) insurance market in Canada.   The P&C insurance industry employs over 114,000 Canadians, pays more than $7 billion in taxes to the federal, provincial, and municipal governments, and has a total premium base of $40 billion, approximately half of which is derived from automobile insurance.    IBC’s role is to be active on behalf of its members.   IBC does this by:

  • forecasting and responding to issues that may arise in the industry;
  • anticipating opportunities to identify, shape and influence change in support of members’ business needs;
  • lobbying the federal and provincial governments to secure changes in public policy and in the business-operating environment that will benefit insurance companies and their customers.

IBC works on a number of fronts to increase public understanding of home, car and business insurance.   Public understanding is also fostered through IBC’s five regional consumer centres, where trained personnel with many years of industry and government relations experience answer tens of thousands of consumer inquires each year.

Financial Services Commission of Ontario (FSCO)

FSCO is a regulatory agency of the Ministry of Finance that regulates insurance, pension plans, loan and trust companies, credit unions, caisses populaires, mortgage brokering, and co-operative corporations in Ontario.


National Association of Mutual Insurance Companies (NAMIC)

For more than a century NAMIC has made a significant and lasting impact on the property and casualty insurance industry.

NAMIC’s foundation is built upon its diversity in membership and grassroots strength.   Companies range in size from one person operating a small farm mutual company offering property insurance for wind and fire exposures to some of the worlds’ largest insurers providng comprehensive commercial and personal lines coverages.   NAMIC benefts member companies through government relations, public affairs, education, arbitration services and insurance programs.

Membership in NAMIC is not restricted to mutual insurance companies.   Stock insurance companies, reinsurance companies and industry vendor companies may also apply to become members of the association and enjoy the benefits membership can bring.

NAMIC is the largest and most diverse national property and casualty insurance trade and political advocacy assocation in the United States.   Its 1,400 member companies write all lines of property and casualty insurance business and include small, single-state, regional, and national carriers accounting for 50% of the automobile and homeowners market and 31% of the business insurance market.   NAMIC has been advocating for a strong and vibrant insurance industry since its inception in 1895.

Insurance Institute of Canada

The Insurance Institute, with its network of 21 provincial Institutes and local Chapters, is the educational arm of the property and casualty insurance industry, representing more than 36,000 individuals across Canada.   Over 20,000 of those members are students and more than 16,000 are graduates who have earned the Chartered Insurance Professional (CIP) designation or Fellow Chartered Insurance Professional (FCIP) designation.   We have been educating the industry since 1899.