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Tips For Dealing With A Basement Flood in Ontario

  • Home Insurance in Ontario
  • October 6, 2016

 

Flood Insurance and Overland Water Protections in Ontario
Changing seasons can wreak havoc on your home. Even if you’ve never had any issues before, basement flooding can occur during big rains, from melting snow, and even during drier periods.

Since your basement is the lowest point of your home, it is inherently susceptible to flooding. Several problems may be the cause of flooding:

1. Cracked or poorly maintained foundation
2. Plumbing Issues
3. Lot Grading: sloping land is directing water flow toward your home

No matter what the problem may be, it’s important to remove the water as soon as possible. When clearing the water, always be aware of electrical hazards and contaminated water. If you are unable to remove the water yourself, call for professional help. It’s important to dehumidify your basement immediately as mold will begin to grow within 24 hours.

Most Canadians do not have flood insurance so you may not be covered by your current plan. Talk to your insurance broker to see if you’re eligible for flood coverage today!

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