Payment Plan We offer a monthly payment plan on any premium over $300 per year. Claims On-staff adjusters are available to assist you with prompt, courteous service. If you require immediate assistance after hours, weekends or holidays, you can call our emergency claims service at 1-888-346-6610 and request an adjuster contact you immediately. Loss Prevention Halwell Mutual Insurance Company provides a loss prevention service to our policyholders. Inspections can be arranged at your convenience. Fire extinguishers are available to our policyholders at a reduced cost and refilled free of charge. Mutual Protect is a joint effort between the Ontario Farm Mutuals and the Ontario Provincial Police. We want to help you from becoming a victim of theft. Mutual Protect is a simple and reliable way to have your valuables permanently linked to you.