In 1968, the Halton Union Farmers Mutual, (est. 1858), the Puslinch Mutual (est. 1859) and the Eramosa Mutual (est. 1861) companies merged. As the majority of business for the three companies was in Halton and Wellington Counties, the newly established company was called Halwell Mutual Fire Insurance Company.

The manager of the Eramosa Mutual, Max Forsythe, became the Halwell Mutual's first manager.

The Halwell Mutual Fire Insurance Company's office was located on Woolwich Street in downtown Guelph.

In 1976, the Halwell Mutual purchased property at the north end of Guelph, known as the Emergency Measures Organization (EMO) building. Renovations were completed to the main floor and the Halwell Mutual opened at this site in 1977.

By 1992, the Halwell Mutual had outgrown its confines and extensive renovations were again commenced. The 2,500 sq. ft. addition brought the office space to a total of 4,300 sq. ft. The storage area downstairs was converted into a large meeting room which is used by local service clubs for meetings.

To maintain the history of the building, the remainder of the downstairs area was left as original, including the bomb shelter, meeting room, blackboards and strategical maps on the walls.

Halwell Mutual has a 9 member Board of Directors, all of which are policyholders living in the area. At present, the company has 14 full time employees.

Halwell Mutual Insurance Company is a member of the Ontario Mutual Insurance Association. Employees attend courses and seminars at the OMIA office in Cambridge to ensure they are kept up-to-date on insurance products available to the policyholder.

The company now has assets of over 34 million dollars and is licensed to write property, commercial, liability and automobile insurance.

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